Alternative Loan List

Lender Information	Loan Servicer	Special Benefits/Incentives	How to Apply
Education Finance Partners Private Loan 866-308-1071 www.education financepartners.com	EFP	Interest Rate: Pricing starts at 3 month LIBOR + 2.5% with no fees; actual interest rate spread and fees for each loan is determined by the borrower’s credit history No annual or aggregate loan limits. Borrow total cost of education minus any financial aid Less than half-time enrollment allowed Satisfactory academic progress not required Loan Repayment Calculator to show borrowers what their monthly loan payments could be when they enter repayment 24 months for past due balances 20 year repayment term 6 month grace period 0.25% for auto debit payments Co-signer release after 24 months	To complete an online Education Finance Partners Private Loan Application visit www.education financepartners.com
Chase 866-306-0868 www.chasestudentloans.com	Chase	Rates as low as Prime minus 0.50% for Undergraduates Rates as low as Prime minus 0.75% for Graduates Zero fees for all borrowers Enrollment: Full-time, half-time, less than half-time Annual Maximum: Cost of attendance less other aid 6 month grace period 0.25% interest rate reduction for automatic withdrawals 0.25% interest rate reduction for selecting the immediate repayment or immediate payment of interest option Repayment: Up to 25 years Co-signer release option available Apply by phone or online; preliminary approval within minutes Satisfactory academic progress not required	To complete an online Chase Application visit http://www.chasestudent loans.com/custom/cofc
CitiAssist® Loan 800-967-2400 www.studentloan.com	Citibank	Interest Rate: As low as Prime minus 0.50%, based on credit rating and co-signer presence Zero Fees Enrollment: Full-time, half-time, less than half-time 0.25% interest rate reduction for auto debit (must enroll and only receive statements electronically) 0.50% interest rate reduction when you make your first 48 consecutive monthly payments on time Annual Maximum: Cost of attendance less financial aid Repayment: Up to 20 years Loan Repayment Calculator to show borrowers what their monthly loan payments could be when they enter repayment Co-signer release option Loans can be certified for balances incurred within the last 12 months Satisfactory academic progress not required	To complete an online CitiAssist Application visit www.studentloan.com
Signature Student Loan 800-695-3317 www.salliemae.com	Sallie Mae	Rates as low as Prime minus 1% No fees if student borrower and a cosigner are both credit approved 0.50% interest rate reduction for auto debit Enrollment: Full-time, half-time, less than half-time Sallie Mae Advantage education funding pledge. Details available at www.salliemae.com/advantage UPromise Loan LinkSM - use your UPromise rewards to pay down your student loan balances. www.salliemae.com/upromise Cosigner release option available after only 24 consecutive on-time payments Credit education information available at www.salliemae.com/bedebtsmart Annual Maximum: Cost of attendance minus financial aid received Co-signer release option Repayment: Standard repayment of 15 years, with option to extend terms up to 30 years for higher aggregate loan balances Loans can be used for past due balances No income requirements. Students can be approved on their own good credit No payments required while enrolled at least half-time 6 month grace period	To complete an online Signature Loan Application visit www.salliemae.com