J-1 Health Insurance Requirement

All Exchange Visitors (J-1) and their J-2 dependents are required to maintain health and accident insurance coverage during the entire time they participate in an Exchange Visitor program.

The Exchange Visitor regulations specify minimum level of coverage:

• Medical benefits of at least $50,000 per accident or illness
• Repatriation or remains in the amount of $7500
• Expenses associated with medical evacuation of the Exchange Visitor to his or her home country in the amount of $10,000
• A deductible not exceed $500 per accident or illness

Any insurance policy secured to fulfill the above requirements must be underwritten by an insurance corporation having an A.M. Best rating of "A" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims-paying Ability rating of "A" or above, a Weiss Research Inc. rating of "B+" or above, or such other rating service that the Exchange Visitor Program may specify.

Insurance coverage backed by the full faith and credit of the government of the Exchange Visitor's home country shall be deemed to meet the requirement. An Exchange Visitor who willfully fails to maintain the insurance coverage as set forth or who makes a material misrepresentation to the sponsor regarding the coverage will be considered to be in violation of the USIA regulations and will be subject to termination as an Exchange Visitor participant.

It is your responsibility, not CofC's, to obtain and maintain insurance coverage. All exchange visitors must sign a statement when checking-in with CIE for the first that they understand and intend to comply with the medical insurance requirement.

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